No matter what your automotive needs may be, our team at Sansone Chrysler Jeep® Dodge RAM is ready and willing to satisfy all of them. We are an NJ car dealership that is driven by customer satisfaction and dedicated to providing the best car buying experience possible. We also understand that budgeting for and financing a new vehicle can be somewhat complicated, which is why we are here to help.
A lot goes into purchasing a new car, truck, or SUV. From finding the vehicle that fits your needs to going on a test drive, there is a variety of steps that you’ll make along the way to complete car ownership. That said, the process of figuring out the finances is possibly one of the most intimidating parts of the car buying experience for our customers. But, that’s not the case when you work with us.
When customers visit our local Jeep dealership, we often recommend that they first determine what is likely to fit their budget. By determining what you can afford first, you have a better grasp of the whole financial discussion later down the line. When you purchase a car, chances are that you’ll need to finance for an auto loan.
Auto loans can seem daunting at first, but they are a great route for vehicle ownership. When you apply for an auto loan, we often recommend that you present a down payment that is at least 20% of the total value of the car. By doing this, you can set yourself up for lower monthly payments, and you have the chance of paying off the vehicle sooner. Experts also say that a monthly car payment shouldn’t be more than 15% of your gross pay or 20% of your take-home pay.
If a new vehicle isn’t in your budget, don’t worry! We offer a fine selection of pre-owned and certified pre-owned models here at our dealership as well.
Regardless if you’re hoping to purchase a new RAM pickup or a certified pre-owned Jeep, our team at Sansone Chrysler Jeep Dodge RAM is here to help. We’ll walk you through every step of the process and help you find the vehicle of your dreams.